:root {
  --navy: #0F253C;
  --navy-2: #1A3552;
  --gold: #C29B56;
  --gold-d: #A9833F;
  --gold-soft: #F1E8D6;
  --blue: #A6BED0;
  --blue-soft: #E8EEF3;
  --cream: #F6F4EF;
  --ink: #1C2530;
  --muted: #5F6B78;
  --line: #E1E5EA;
  --r: 14px;
  --shadow: 0 20px 50px -20px rgba(15, 37, 60, .25);
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; scroll-padding-top: 80px; }
body { font-family: 'Montserrat', Arial, sans-serif; color: var(--ink); background: #fff; line-height: 1.6; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }

.wrap { width: min(1180px, 100% - 40px); margin-inline: auto; }
.narrow { width: min(820px, 100% - 40px); }

.eyebrow { font-size: 12px; font-weight: 600; letter-spacing: .22em; text-transform: uppercase; color: var(--gold); margin-bottom: 14px; }
h1, h2, h3 { color: var(--navy); line-height: 1.12; letter-spacing: -.015em; }
h1 { font-size: clamp(36px, 5vw, 58px); font-weight: 700; }
h2 { font-size: clamp(28px, 3.4vw, 42px); font-weight: 600; margin-bottom: 18px; }
h1 span, h2 span { color: var(--gold); }
h3 { font-size: 19px; font-weight: 600; margin-bottom: 10px; }
p { color: var(--muted); }

/* buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 15px 28px; border-radius: 999px; font-weight: 600; font-size: 15px; border: 1.5px solid transparent; cursor: pointer; transition: transform .2s, background .2s, border-color .2s, color .2s; font-family: inherit; }
.btn:hover { transform: translateY(-2px); }
.btn-gold { background: var(--gold); color: #fff; }
.btn-gold:hover { background: var(--gold-d); }
.btn-ghost { border-color: var(--navy); color: var(--navy); }
.btn-ghost:hover { background: var(--navy); color: #fff; }
.btn-sm { padding: 10px 20px; font-size: 14px; }
.btn-full { width: 100%; }

/* nav */
.nav { position: fixed; inset: 0 0 auto; z-index: 50; background: rgba(255,255,255,.85); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); border-bottom: 1px solid transparent; transition: border-color .3s, box-shadow .3s; }
.nav.scrolled { border-color: var(--line); box-shadow: 0 6px 24px -18px rgba(15,37,60,.4); }
.nav-in { display: flex; align-items: center; justify-content: space-between; height: 76px; }
.brand img { height: 36px; width: auto; }
.menu { display: flex; align-items: center; gap: 34px; font-weight: 500; font-size: 15px; }
.menu a:not(.btn):hover { color: var(--gold); }
.burger { display: none; background: none; border: 0; width: 40px; height: 40px; cursor: pointer; position: relative; }
.burger span { position: absolute; left: 8px; right: 8px; height: 2px; background: var(--navy); transition: transform .3s, top .3s; }
.burger span:first-child { top: 15px; }
.burger span:last-child { top: 23px; }
.burger.open span:first-child { top: 19px; transform: rotate(45deg); }
.burger.open span:last-child { top: 19px; transform: rotate(-45deg); }

/* hero */
.hero { padding: 150px 0 100px; background: linear-gradient(180deg, #fff 0%, var(--cream) 100%); position: relative; overflow: hidden; }
.hero::after { content: ""; position: absolute; right: -180px; top: -120px; width: 620px; height: 620px; border-radius: 50%; background: radial-gradient(circle, rgba(166,190,208,.35), transparent 65%); pointer-events: none; }
.hero-in { display: grid; grid-template-columns: 1.1fr .9fr; gap: 60px; align-items: center; position: relative; z-index: 1; }
.lead { font-size: 18px; margin: 22px 0 32px; max-width: 560px; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 14px; }
.hero-points { list-style: none; display: flex; flex-wrap: wrap; gap: 10px 26px; margin-top: 34px; font-size: 14px; font-weight: 500; color: var(--navy); }
.hero-points li { padding-left: 22px; position: relative; }
.hero-points li::before { content: ""; position: absolute; left: 0; top: 7px; width: 10px; height: 10px; background: var(--gold); border-radius: 2px; }

.hero-card { background: #fff; border-radius: 20px; padding: 30px; box-shadow: var(--shadow); border: 1px solid var(--line); }
.hc-head { display: flex; justify-content: space-between; align-items: flex-start; gap: 16px; margin-bottom: 24px; }
.hc-label { font-size: 11px; letter-spacing: .18em; text-transform: uppercase; color: var(--gold); font-weight: 600; }
.hc-title { font-weight: 600; color: var(--navy); margin-top: 4px; }
.hc-icon { width: 38px; }
.hc-bars { display: grid; gap: 12px; }
.hb { display: grid; grid-template-columns: 110px 1fr 50px; align-items: center; gap: 12px; font-size: 13px; color: var(--muted); }
.hb i { height: 10px; background: var(--blue-soft); border-radius: 6px; position: relative; overflow: hidden; }
.hb i::after { content: ""; position: absolute; inset: 0 auto 0 0; width: 0; background: var(--navy); border-radius: 6px; transition: width 1.2s cubic-bezier(.2,.8,.2,1); }
.hero-card.in .hb i::after { width: var(--w); }
.hb.you { color: var(--navy); font-weight: 700; }
.hb.you i::after { background: var(--gold); }
.hb b { text-align: right; color: var(--navy); font-weight: 600; }
.hc-foot { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 26px; padding-top: 22px; border-top: 1px solid var(--line); }
.hc-foot small { display: block; font-size: 12px; color: var(--muted); }
.hc-foot strong { font-size: 24px; color: var(--gold); font-weight: 700; }
.hc-foot strong.navy { color: var(--navy); font-size: 19px; }
.hc-note { font-size: 11px; color: var(--muted); margin-top: 14px; }

/* sections */
.section { padding: 110px 0; }
.band { background: var(--cream); }
.dark { background: var(--navy); }
.dark h2, .dark h3 { color: #fff; }
.dark p { color: rgba(255,255,255,.7); }
.head { max-width: 700px; margin-bottom: 54px; }

.cards { display: grid; gap: 24px; }
.c3 { grid-template-columns: repeat(3, 1fr); }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--r); padding: 34px; transition: transform .3s, box-shadow .3s; }
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.ico { width: 52px; height: 52px; border-radius: 12px; background: var(--gold-soft); display: grid; place-items: center; margin-bottom: 22px; }
.ico svg { width: 26px; height: 26px; fill: none; stroke: var(--gold-d); stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.dark-card { background: var(--navy-2); border-color: rgba(255,255,255,.08); border-top: 3px solid var(--gold); }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 70px; align-items: center; }
.split > div > p { margin-bottom: 22px; font-size: 16.5px; }
.checks { list-style: none; margin: 0 0 32px; display: grid; gap: 12px; }
.checks li { padding-left: 32px; position: relative; font-weight: 500; color: var(--navy); }
.checks li::before { content: ""; position: absolute; left: 0; top: 2px; width: 20px; height: 20px; border-radius: 50%; background: var(--navy) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C29B56' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat; }

.stats { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.stat { background: #fff; border-radius: var(--r); padding: 30px; border: 1px solid var(--line); }
.stat strong { display: block; font-size: 34px; color: var(--navy); font-weight: 700; letter-spacing: -.02em; }
.stat span { font-size: 14px; color: var(--muted); }
.stat.gold { background: var(--gold); border-color: var(--gold); }
.stat.gold strong, .stat.gold span { color: #fff; }

.steps { list-style: none; display: grid; grid-template-columns: repeat(5, 1fr); gap: 22px; }
.steps li { border-top: 3px solid var(--gold); padding-top: 22px; }
.steps b { display: block; font-size: 30px; font-weight: 700; color: var(--blue); margin-bottom: 12px; line-height: 1; }
.steps h3 { font-size: 17px; }
.steps p { font-size: 14.5px; }

.faq details { border-bottom: 1px solid var(--line); }
.faq summary { list-style: none; cursor: pointer; padding: 22px 40px 22px 0; font-weight: 600; font-size: 17px; color: var(--navy); position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 4px; top: 50%; transform: translateY(-50%); font-size: 26px; font-weight: 400; color: var(--gold); transition: transform .3s; }
.faq details[open] summary::after { transform: translateY(-50%) rotate(45deg); }
.faq details p { padding: 0 0 22px; }

/* form */
.contact { display: grid; gap: 14px; margin-top: 30px; }
.contact a { display: block; font-size: 20px; font-weight: 600; color: var(--navy); }
.contact a:hover { color: var(--gold); }
.contact small { display: block; font-size: 12px; font-weight: 500; color: var(--muted); letter-spacing: .1em; text-transform: uppercase; }
.form { background: #fff; border-radius: 20px; padding: 36px; box-shadow: var(--shadow); display: grid; gap: 16px; }
.form label { display: grid; gap: 6px; font-size: 13px; font-weight: 600; color: var(--navy); }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form input, .form select, .form textarea { font: inherit; font-size: 15px; font-weight: 400; padding: 13px 14px; border: 1.5px solid var(--line); border-radius: 10px; background: #fff; color: var(--ink); width: 100%; transition: border-color .2s; }
.form input:focus, .form select:focus, .form textarea:focus { outline: none; border-color: var(--gold); }
.form .invalid { border-color: #C0392B; }
.form .gdpr { display: flex; gap: 10px; align-items: flex-start; font-weight: 400; color: var(--muted); font-size: 13px; }
.form .gdpr input { width: auto; margin-top: 3px; }
.hp { position: absolute; left: -9999px; opacity: 0; height: 0; }
.form-msg { font-size: 14px; font-weight: 500; min-height: 20px; }
.form-msg.ok { color: #1E7D4F; }
.form-msg.err { color: #C0392B; }

.footer { background: var(--navy); padding: 50px 0; color: rgba(255,255,255,.6); }
.foot-in { display: flex; align-items: center; justify-content: space-between; gap: 30px; flex-wrap: wrap; }
.foot-in img { height: 34px; width: auto; }
.foot-links { display: flex; gap: 26px; font-size: 14px; flex-wrap: wrap; }
.foot-links a:hover { color: var(--gold); }

/* reveal */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  .hb i::after { transition: none; }
  html { scroll-behavior: auto; }
}

/* responsive */
@media (max-width: 1000px) {
  .hero-in, .split { grid-template-columns: 1fr; gap: 50px; }
  .steps { grid-template-columns: repeat(2, 1fr); }
  .c3 { grid-template-columns: 1fr; }
}
@media (max-width: 820px) {
  .burger { display: block; }
  .menu { position: fixed; top: 76px; left: 0; right: 0; background: #fff; flex-direction: column; align-items: stretch; gap: 0; padding: 10px 20px 24px; border-bottom: 1px solid var(--line); transform: translateY(-120%); transition: transform .35s; z-index: -1; }
  .menu.open { transform: none; }
  .menu a:not(.btn) { padding: 14px 0; border-bottom: 1px solid var(--line); }
  .menu .btn { margin-top: 16px; }
}
@media (max-width: 600px) {
  .wrap, .narrow { width: calc(100% - 32px); }
  .hero { padding: 120px 0 70px; }
  .section { padding: 76px 0; }
  .steps, .stats, .row2, .hc-foot { grid-template-columns: 1fr; }
  .hero-card, .form { padding: 24px; }
  .hb { grid-template-columns: 90px 1fr 44px; }
  .card { padding: 26px; }
}

/* market cards */
.market { background: #fff; border: 1px solid var(--line); border-radius: var(--r); overflow: hidden; transition: transform .3s, box-shadow .3s; }
.market:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.m-img { position: relative; aspect-ratio: 3 / 2; overflow: hidden; background: var(--blue-soft); }
.m-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .6s; }
.market:hover .m-img img { transform: scale(1.04); }
.m-badge { position: absolute; left: 16px; top: 16px; background: var(--navy); color: #fff; font-size: 12px; font-weight: 600; letter-spacing: .08em; padding: 6px 12px; border-radius: 999px; }
.m-body { padding: 26px 28px 28px; }
.m-price { font-size: 34px; font-weight: 700; color: var(--gold); letter-spacing: -.02em; line-height: 1.1; }
.m-price small { font-size: 16px; font-weight: 600; }
.m-lbl { font-size: 13px; color: var(--muted); margin: 4px 0 18px; }
.m-list { list-style: none; border-top: 1px solid var(--line); }
.m-list li { display: flex; justify-content: space-between; gap: 12px; padding: 11px 0; border-bottom: 1px solid var(--line); font-size: 14px; }
.m-list span { color: var(--muted); }
.m-list b { color: var(--navy); font-weight: 600; text-align: right; }
.src { font-size: 12.5px; color: var(--muted); margin-top: 22px; }

/* coming soon */
.soon-wrap { padding-top: 0; }
.soon { background: var(--navy); border-radius: 20px; padding: 56px; display: grid; grid-template-columns: 1.1fr 1fr; gap: 50px; align-items: center; position: relative; overflow: hidden; }
.soon::after { content: ""; position: absolute; right: -120px; bottom: -160px; width: 420px; height: 420px; border-radius: 50%; background: radial-gradient(circle, rgba(194,155,86,.28), transparent 65%); pointer-events: none; }
.soon h2 { color: #fff; }
.soon p { color: rgba(255,255,255,.72); }
.soon-form { position: relative; z-index: 1; display: grid; gap: 14px; }
.soon-row { display: flex; gap: 10px; background: #fff; border-radius: 999px; padding: 6px; }
.soon-row input { flex: 1; min-width: 0; border: 0; padding: 12px 18px; font: inherit; font-size: 15px; border-radius: 999px; background: transparent; color: var(--ink); }
.soon-row input:focus { outline: none; }
.soon-row input.invalid { box-shadow: inset 0 0 0 2px #E57368; }
.soon .gdpr { display: flex; gap: 10px; align-items: flex-start; font-size: 13px; color: rgba(255,255,255,.7); }
.soon .gdpr input { margin-top: 3px; }
.soon .gdpr input.invalid { outline: 2px solid #E57368; }
.soon .form-msg.ok { color: #8FD9B0; }
.soon .form-msg.err { color: #F2A097; }
.credits { font-size: 11.5px; color: rgba(255,255,255,.4); margin-top: 26px; }
.credits a { text-decoration: underline; }

@media (max-width: 1000px) {
  .soon { grid-template-columns: 1fr; gap: 30px; padding: 40px; }
}
@media (max-width: 600px) {
  .soon { padding: 30px 22px; }
  .soon-row { flex-direction: column; border-radius: 16px; }
  .soon-row .btn { width: 100%; }
}